:root {
    --bg-main: #f4f6f9;
    --bg-soft: #edf1f5;
    --surface: #ffffff;
    --surface-muted: #f7fafc;
    --ink: #11263c;
    --ink-muted: #4d6074;
    --brand: #0b2239;
    --brand-deep: #07192b;
    --brand-soft: #173653;
    --accent: #b88b52;
    --accent-deep: #8f6836;
    --accent-soft: #f0e3d2;
    --border: #d9e2ec;
    --border-strong: #c6d2df;
    --error: #a13030;
    --success: #1e6a44;
    --radius-sm: 0.7rem;
    --radius-md: 1rem;
    --radius-lg: 1.45rem;
    --radius-xl: 1.9rem;
    --shadow-soft: 0 8px 26px rgba(13, 34, 57, 0.08);
    --shadow-mid: 0 16px 46px rgba(13, 34, 57, 0.12);
    --container: 74rem;
    --font-ui: "Aptos", "Segoe UI", "Segoe UI Variable Text", "SF Pro Text", "Helvetica Neue", Arial, sans-serif;
    --font-display: "Iowan Old Style", "Palatino Linotype", "Book Antiqua", "Times New Roman", serif;
}

* {
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    margin: 0;
    color: var(--ink);
    background:
        radial-gradient(48rem 34rem at 94% -4%, rgba(184, 139, 82, 0.17), transparent 54%),
        radial-gradient(36rem 30rem at 5% 15%, rgba(23, 54, 83, 0.12), transparent 56%),
        linear-gradient(180deg, #f9fafc 0%, var(--bg-main) 52%, var(--bg-soft) 100%);
    font-family: var(--font-ui);
    font-size: 1rem;
    line-height: 1.68;
    text-rendering: optimizeLegibility;
    -webkit-font-smoothing: antialiased;
}

body::before {
    content: "";
    position: fixed;
    inset: 0;
    pointer-events: none;
    background: repeating-linear-gradient(
        135deg,
        rgba(255, 255, 255, 0.04) 0,
        rgba(255, 255, 255, 0.04) 1px,
        transparent 1px,
        transparent 12px
    );
    opacity: 0.25;
    z-index: -1;
}

img {
    max-width: 100%;
    display: block;
}

a {
    color: var(--brand-soft);
    text-decoration-thickness: 0.085em;
    text-underline-offset: 0.14em;
}

a:hover {
    color: var(--brand);
}

h1,
h2,
h3 {
    margin: 0;
    color: var(--ink);
    font-family: var(--font-display);
    font-weight: 700;
    line-height: 1.16;
    letter-spacing: -0.015em;
}

h1 {
    font-size: clamp(2.06rem, 7.3vw, 3.7rem);
    max-width: 18ch;
}

h2 {
    font-size: clamp(1.58rem, 5vw, 2.46rem);
}

h3 {
    font-size: 1.24rem;
}

p {
    margin: 0;
}

small {
    font-size: 0.86rem;
}

.container {
    width: min(100% - 2rem, var(--container));
    margin-inline: auto;
}

.section {
    padding: 3.9rem 0;
}

.section-soft {
    background:
        linear-gradient(180deg, rgba(255, 255, 255, 0.65), rgba(247, 250, 252, 0.95));
}

.section-head {
    margin-bottom: 1.55rem;
}

.eyebrow {
    margin-bottom: 0.52rem;
    color: var(--accent-deep);
    font-size: 0.78rem;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    font-weight: 800;
}

.skip-link {
    position: absolute;
    left: -9999px;
    top: 0;
    z-index: 120;
    padding: 0.64rem 1rem;
    border-radius: var(--radius-sm);
    background: var(--brand);
    color: #fff;
}

.skip-link:focus-visible {
    left: 1rem;
    top: 1rem;
}

.site-header {
    position: sticky;
    top: 0;
    z-index: 80;
    background: rgba(249, 251, 253, 0.82);
    border-bottom: 1px solid rgba(17, 38, 60, 0.1);
    backdrop-filter: blur(12px);
}

.header-inner {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 1rem;
    min-height: 4.7rem;
}

.brand {
    color: var(--ink);
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    gap: 0.78rem;
}

.brand-mark {
    display: inline-grid;
    place-items: center;
    width: 2.3rem;
    height: 2.3rem;
    border-radius: 50%;
    color: #fff;
    font-size: 0.84rem;
    font-weight: 800;
    background: linear-gradient(140deg, var(--brand), var(--brand-soft));
    box-shadow: 0 8px 16px rgba(11, 34, 57, 0.26);
}

.brand-text {
    display: grid;
    line-height: 1.15;
}

.brand-text strong {
    font-size: 0.96rem;
}

.brand-text small {
    color: var(--ink-muted);
    font-size: 0.75rem;
}

.menu-toggle {
    min-width: 2.9rem;
    min-height: 2.9rem;
    border: 1px solid var(--border-strong);
    border-radius: 0.75rem;
    background: var(--surface);
    color: var(--ink);
    font-weight: 700;
}

.site-nav {
    position: absolute;
    top: calc(100% + 0.2rem);
    left: 1rem;
    right: 1rem;
    display: none;
    gap: 0.3rem;
    padding: 0.72rem;
    border-radius: var(--radius-md);
    background: rgba(255, 255, 255, 0.98);
    border: 1px solid var(--border);
    box-shadow: var(--shadow-soft);
}

.site-nav.is-open {
    display: grid;
}

.site-nav a {
    min-height: 2.78rem;
    display: flex;
    align-items: center;
    border-radius: 0.64rem;
    padding: 0 0.82rem;
    font-weight: 640;
    color: var(--ink);
    text-decoration: none;
}

.site-nav a:hover,
.site-nav a[aria-current="page"] {
    background: rgba(23, 54, 83, 0.11);
}

.hero {
    position: relative;
    padding-top: 2.45rem;
}

.hero::after {
    content: "";
    position: absolute;
    right: 4%;
    top: 1rem;
    width: min(34vw, 18rem);
    height: min(34vw, 18rem);
    border-radius: 50%;
    background: radial-gradient(circle, rgba(184, 139, 82, 0.23), transparent 68%);
    pointer-events: none;
    z-index: -1;
}

.hero-grid {
    display: grid;
    gap: 1.55rem;
    align-items: center;
}

.hero-copy {
    margin-top: 1rem;
    max-width: 56ch;
    color: var(--ink-muted);
    font-size: 1.02rem;
}

.hero-actions {
    margin-top: 1.28rem;
    display: flex;
    flex-wrap: wrap;
    gap: 0.72rem;
}

.btn {
    min-height: 3rem;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 0.67rem 1.15rem;
    border: 1px solid transparent;
    border-radius: 999px;
    text-decoration: none;
    font-size: 0.95rem;
    font-weight: 700;
    letter-spacing: 0.01em;
    transition: transform 0.2s ease, box-shadow 0.2s ease, background-color 0.2s ease, border-color 0.2s ease;
}

.btn:hover {
    transform: translateY(-2px);
}

.btn-primary {
    color: #fff;
    background: linear-gradient(135deg, var(--brand), var(--brand-soft));
    box-shadow: 0 10px 22px rgba(13, 34, 57, 0.23);
}

.btn-primary:hover {
    color: #fff;
    box-shadow: 0 14px 30px rgba(13, 34, 57, 0.28);
}

.btn-secondary {
    color: var(--ink);
    background: rgba(255, 255, 255, 0.88);
    border-color: var(--border-strong);
}

.btn-secondary:hover {
    background: #fff;
    border-color: rgba(11, 34, 57, 0.3);
}

.hero-facts {
    margin: 1.35rem 0 0;
    padding: 0;
    list-style: none;
    display: grid;
    gap: 0.38rem;
}

.hero-facts li {
    position: relative;
    padding-left: 1.34rem;
    color: var(--ink-muted);
}

.hero-facts li::before {
    content: "";
    position: absolute;
    left: 0;
    top: 0.7rem;
    width: 0.57rem;
    height: 0.57rem;
    border-radius: 50%;
    background: radial-gradient(circle at 30% 30%, #dfc59a, var(--accent));
    box-shadow: 0 0 0 2px rgba(184, 139, 82, 0.18);
}

.hero-panel {
    padding: 0.34rem;
    border-radius: var(--radius-xl);
    background: linear-gradient(140deg, rgba(7, 25, 43, 1), rgba(23, 54, 83, 1));
    box-shadow: var(--shadow-mid);
    overflow: hidden;
}

.hero-panel img {
    width: 100%;
    height: auto;
    border-radius: calc(var(--radius-xl) - 0.34rem);
    filter: saturate(0.93) contrast(1.04);
}

.metrics {
    padding-top: 1.05rem;
}

.metrics-grid {
    display: grid;
    gap: 0.86rem;
}

.metrics-grid article {
    position: relative;
    background: var(--surface);
    border: 1px solid var(--border);
    border-radius: var(--radius-md);
    padding: 1.1rem;
    box-shadow: var(--shadow-soft);
}

.metrics-grid article::before {
    content: "";
    position: absolute;
    left: 1.1rem;
    top: 0;
    width: 2.4rem;
    height: 0.22rem;
    border-radius: 0 0 10px 10px;
    background: linear-gradient(90deg, var(--accent), #dfc49b);
}

.metric {
    margin-bottom: 0.25rem;
    font-size: 1.84rem;
    font-family: var(--font-display);
    color: var(--brand);
}

.card-grid,
.testimonial-grid {
    display: grid;
    gap: 1rem;
}

.card,
.testimonial-card,
.whofinance,
.card-business,
.contact-form,
.legal-content {
    border-radius: var(--radius-md);
    border: 1px solid var(--border);
    background: rgba(255, 255, 255, 0.96);
    box-shadow: var(--shadow-soft);
    padding: 1.2rem;
}

.card,
.testimonial-card,
.metrics-grid article,
.whofinance,
.card-business,
.contact-form {
    opacity: 1;
    transform: translateY(0);
}

.can-reveal {
    opacity: 0;
    transform: translateY(12px);
    transition: opacity 0.4s ease, transform 0.4s ease;
}

.can-reveal.is-visible {
    opacity: 1;
    transform: translateY(0);
}

.card-grid > :nth-child(2),
.testimonial-grid > :nth-child(2),
.metrics-grid > :nth-child(2) {
    transition-delay: 0.06s;
}

.card-grid > :nth-child(3),
.testimonial-grid > :nth-child(3),
.metrics-grid > :nth-child(3) {
    transition-delay: 0.12s;
}

.card h3,
.testimonial-card strong,
.whofinance-label {
    color: var(--brand);
}

.card p,
.testimonial-card blockquote,
.whofinance p,
.contact-wrap p,
.legal-content p,
.legal-content li,
.contact-note {
    color: var(--ink-muted);
}

.card {
    background: linear-gradient(180deg, var(--surface), var(--surface-muted));
}

.testimonial-card {
    margin: 0;
    position: relative;
    padding-top: 1.48rem;
}

.testimonial-card::before {
    content: "\201C";
    position: absolute;
    top: 0.2rem;
    left: 1rem;
    font-family: var(--font-display);
    font-size: 2.15rem;
    line-height: 1;
    color: rgba(184, 139, 82, 0.55);
}

.testimonial-card blockquote {
    margin: 0;
    font-size: 1.03rem;
}

.testimonial-card figcaption {
    margin-top: 0.96rem;
    display: grid;
    gap: 0.14rem;
}

.testimonial-card span {
    color: var(--ink-muted);
    font-size: 0.9rem;
}

.whofinance {
    margin-top: 1rem;
    display: grid;
    gap: 0.82rem;
    border-style: dashed;
    border-color: #c5d5e4;
    background: linear-gradient(180deg, #fbfdff, #f6f9fc);
}

.whofinance-label {
    font-size: 1rem;
    font-weight: 700;
}

.whofinance-widget {
    min-height: 3.3rem;
    padding: 0.9rem;
    display: grid;
    place-items: start;
    border-radius: 0.74rem;
    border: 1px solid var(--border);
    background: rgba(11, 34, 57, 0.04);
}

.card-business {
    display: grid;
    gap: 1.1rem;
}

.card-business-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 0.68rem;
}

.contact-wrap {
    display: grid;
    gap: 1.16rem;
}

.contact-note {
    margin-top: 0.74rem;
}

.contact-form {
    display: grid;
    gap: 0.46rem;
}

.contact-form label {
    margin-top: 0.36rem;
    font-weight: 700;
    color: var(--ink);
}

.contact-form input,
.contact-form textarea {
    width: 100%;
    min-height: 2.86rem;
    padding: 0.72rem 0.8rem;
    font: inherit;
    color: var(--ink);
    background: #fff;
    border: 1px solid var(--border-strong);
    border-radius: 0.74rem;
}

.contact-form textarea {
    min-height: 8.5rem;
    resize: vertical;
}

.checkbox {
    display: grid;
    grid-template-columns: auto 1fr;
    align-items: start;
    gap: 0.66rem;
    margin-top: 0.5rem;
    font-weight: 500;
}

.checkbox input {
    width: 1.2rem;
    height: 1.2rem;
    min-height: 1.2rem;
    margin-top: 0.16rem;
    accent-color: var(--brand);
}

.form-alert {
    border-radius: 0.72rem;
    padding: 0.74rem 0.86rem;
    font-weight: 600;
}

.form-alert-error {
    color: var(--error);
    border: 1px solid rgba(161, 48, 48, 0.3);
    background: rgba(161, 48, 48, 0.1);
}

.form-alert-success {
    color: var(--success);
    border: 1px solid rgba(30, 106, 68, 0.3);
    background: rgba(30, 106, 68, 0.12);
}

.field-error {
    color: var(--error);
    font-weight: 600;
}

.hp-field {
    position: absolute;
    left: -10000px;
    width: 1px;
    height: 1px;
    overflow: hidden;
}

.legal-main .section {
    padding-top: 2.9rem;
}

.legal-content {
    display: grid;
    gap: 1rem;
}

.legal-content h1 {
    margin-bottom: 0.2rem;
}

.legal-content h2 {
    margin-top: 0.82rem;
    font-size: 1.34rem;
}

.legal-hint {
    padding: 0.9rem;
    border-left: 4px solid var(--accent);
    border-radius: 0.54rem;
    background: rgba(184, 139, 82, 0.13);
}

.legal-updated {
    margin-top: 0.6rem;
    font-weight: 700;
}

.site-footer {
    margin-top: 2.5rem;
    color: rgba(255, 255, 255, 0.9);
    background:
        linear-gradient(180deg, var(--brand) 0%, var(--brand-deep) 100%);
    border-top: 1px solid rgba(255, 255, 255, 0.09);
    padding-top: 2.1rem;
}

.footer-grid {
    display: grid;
    gap: 1rem;
}

.footer-title {
    font-family: var(--font-display);
    font-size: 1.2rem;
}

.footer-copy {
    color: rgba(255, 255, 255, 0.75);
}

.footer-links {
    display: flex;
    flex-wrap: wrap;
    gap: 0.85rem;
}

.footer-links a,
.footer-mail {
    color: #fff;
}

.footer-contact {
    font-weight: 700;
}

.footer-bottom {
    margin-top: 1.25rem;
    padding: 0.92rem 0 1.32rem;
    border-top: 1px solid rgba(255, 255, 255, 0.18);
    color: rgba(255, 255, 255, 0.72);
}

:focus-visible {
    outline: 3px solid rgba(184, 139, 82, 0.65);
    outline-offset: 2px;
    border-radius: 0.3rem;
}

@media (min-width: 48rem) {
    .section {
        padding: 4.7rem 0;
    }

    .hero {
        padding-top: 3.1rem;
    }

    .hero-grid {
        grid-template-columns: 1.07fr 0.93fr;
        gap: 1.8rem;
    }

    .metrics-grid {
        grid-template-columns: repeat(3, minmax(0, 1fr));
    }

    .card-grid,
    .testimonial-grid {
        grid-template-columns: repeat(3, minmax(0, 1fr));
    }

    .contact-wrap {
        grid-template-columns: 0.95fr 1.05fr;
        align-items: start;
    }

    .card-business {
        grid-template-columns: 1fr auto;
        align-items: center;
    }

    .footer-grid {
        grid-template-columns: 1fr auto auto;
        align-items: start;
    }
}

@media (min-width: 60rem) {
    .menu-toggle {
        display: none;
    }

    .site-nav {
        position: static;
        display: flex;
        align-items: center;
        border: 0;
        box-shadow: none;
        background: transparent;
        padding: 0;
        gap: 0.32rem;
    }

    .site-nav a {
        min-height: 2.54rem;
        padding-inline: 0.78rem;
    }
}

@media (prefers-reduced-motion: reduce) {
    html {
        scroll-behavior: auto;
    }

    *,
    *::before,
    *::after {
        transition-duration: 0.01ms !important;
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
    }
}